Security

Identify Theft 

• 信用监控很容易设置和跟踪所有三个主要信用局的活动- Equifax, Experian, and TransUnion. Credit monitoring will alert you when loans, accounts are opened in your name, or if there are unexpected changes to your credit limits, personal information on file, and more.
• 定期查看你的财务报表和信用报告.
• 设置银行警报，以帮助发现可疑活动，如无效登录, transactions, or fraudulent charges.
• http://www.banksneveraskthat.com/

Resources

• Federal Trade Commission: www.ftc.gov/idtheft
• Office of the Inspector General: http://www.ssa.gov/pubs/10064​.html
• Identity Theft Task Force www.idtheft.gov/
• U.S. Postal Inspection Service: http://www.uspsoig.gov/

向以下机构索取一份你的信用报告:

• Equifax: 1.800.685.1111 or www.equifax.com
• Experian: 1.800.311.4769 or www.experian.com
• TransUnion: 1.800.916.8800 or www.transunion.com

• Never use the same password for different accounts
• Use multi-factor authentication
• Be wary of too-good-to-be-true offers

让社会工程特别危险的是它依赖于人为错误, 而不是软件和操作系统的漏洞. 而合法用户所犯的错误则难以预测, 这使得它们比基于恶意软件的入侵更难识别和阻止.

Email and Phone Tips – Recognize and Avoid

骗子使用电子邮件或短信来骗你提供你的个人和财务信息. 他们会试图让你点击链接或打开附件. These emails and texts can look like: 

• ‘We’ve noticed suspicious activity on your account’
• ‘There’s a problem with your payment information’ 
• ‘Confirm your personal information’ 

Do not click on any links that you do not recognize. 不要打开不认识的电子邮件或电话号码的附件. 

Clear giveaways that something is spam: 

• The email has a generic greeting, such as ‘Hello Dear,’
• 邮件上说你的账户因为账单问题被冻结了 
• 这封邮件邀请你点击一个链接来更新你的付款细节 

合法的公司不会发邮件或短信更新你的付款信息. Phishing emails can often lead to identify theft.  

Often, 骗子会试图“勒索”你的信息，让你通过礼品卡支付, bitcoin, or another cryptocurrency. 

Pay attention to what you click. 超链接和弹出窗口经常会把你带到令人困惑的网站，或者立即在你的设备上引入恶意软件. Always be wary of where and what you’re clicking. 

Report Suspicious Activity